Financial Insights Blog

Financial Insights Blog

Expert analysis, market trends, and valuable insights to help you navigate the complex world of finance and lending.

Latest Articles

Evaluating the Bounce Back Loan Scheme: Mid-Year Insights

A mid-2020 review of the BBLS reveals its critical support for SMEs amid COVID-19, spotlighting rapid funding benefits, digital innovations, and emerging challenges in debt management.

Author

June 2020

15 min read

Changing Borrower Expectations in a COVID-19 World

As the pandemic reshaped financial interactions in May 2020, borrowers began demanding digital, contactless services and flexible credit terms, prompting banks to adapt with innovative, customer-centric lending solutions.

Author

May 2020

16 min read

The Rise of Remote Lending: Digital Shifts in a Pandemic

As COVID-19 shuttered branches, banks pivoted to digital solutions, transforming lending with AI, cloud tech, and secure platforms to meet evolving customer needs.

Author

May 2020

14 min read

Lending in Lockdown: Government Schemes and Bank Adaptations

In April 2020, emergency government lending schemes and swift digital adaptations by banks ensured continued credit access during lockdown, balancing rapid relief with robust risk management.

Author

April 2020

16 min read

Immediate Lending Challenges Amid a Global Crisis

As the global crisis unfolded, banks swiftly revised their credit strategies, harnessing digital tools and enhanced risk management to navigate unprecedented lending challenges.

Author

March 2020

16 min read

Early Signals: Banking Adjustments Before the COVID-19 Storm

In February 2020, banks began tightening lending criteria and enhancing risk management, signaling early adaptations ahead of the COVID-19 disruptions.

Author

February 2020

14 min read

Market Sentiment and the Anticipation of a Global Slowdown

In February 2020, early signs of a global slowdown emerged as investors shifted to safer assets and banks tightened underwriting standards, setting the stage for a cautious credit environment.

Author

February 2020

16 min read

Pre-Pandemic Outlook: Lending and Interest Rate Trends on the Horizon

In January 2020, the UK experienced a calm, pre-pandemic environment marked by steady BoE rates and robust lending, driven by enhanced risk management and digital innovations.

Author

January 2020

16 min read

Lessons from 2019’s Financial Landscape in the UK

A reflective review on how steady rates, enhanced risk management, and digital innovation helped shape the UK's resilient financial ecosystem amid uncertainty.

Author

December 2019

17 min read

Year-End Review: UK Interest Rate Policies and Lending Trends

A comprehensive 2019 review detailing how steady interest rates and digital innovation fostered resilient consumer and commercial lending amid Brexit uncertainty, setting the stage for 2020.

Author

December 2019

18 min read

Consumer Loans in Focus: Adapting to an Uncertain Environment

In November 2019, amid Brexit uncertainty, both lenders and borrowers adapted with tighter credit models and digital innovations to keep consumer lending resilient.

Author

November 2019

13 min read

Interest Rate Stability and Its Role in Q3 Lending Growth

In Q3 2019, the Bank of England's steady rate of 0.75% boosted both consumer and commercial lending, instilling confidence amid Brexit debates and global economic uncertainties.

Author

October 2019

16 min read
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