Customized loan options to help you achieve your personal financial goals and meet life's expenses with competitive rates and flexible terms.
At Integra Finance, we offer a range of personal finance solutions designed to help you manage expenses, consolidate debt, and fund important life events. Our competitive rates and flexible terms are tailored to meet your individual needs.
Our personal finance products offer market-leading rates, helping you save money over the life of your loan.
Choose repayment terms that fit your budget and timeline, with options ranging from 1 to 7 years.
Get a decision within 24 hours and access funds quickly when you need them most.
Our team of financial experts are here to guide you through the entire loan process, ensuring you get the right solution for your needs.
Explore our range of personal finance solutions designed to meet your specific needs
Flexible financing for any purpose
Simplify your finances
Invest in your education
Health financing solutions
Fund your special day
Travel now, pay later
Drive your dream car
Short-term cash solutions
Borrow without collateral
Financial solutions for all credit types
Get the financing you need in just a few simple steps
Complete our simple online application in as little as 5 minutes, with no impact on your credit score.
Receive a personalized loan offer with clear terms and competitive rates based on your financial profile.
Review and accept your offer online, then complete any necessary verification steps through our secure portal.
Once approved, funds are deposited directly into your bank account, often within 24 hours of final verification.
Real experiences from people who've used our personal finance solutions
"I needed to consolidate my debt, and Integra Finance made the process incredibly easy. Their rates were better than any other lender I checked, and the funds were in my account within 24 hours."
Debt Consolidation Loan
"I was able to finance my wedding exactly the way we wanted with Integra's Wedding Loan. The application process was simple, and the customer service was exceptional. Highly recommended!"
Wedding Loan
"After being declined by my bank due to my credit history, Integra Finance gave me a chance with their Bad Credit Loan. Not only did I get the loan I needed, but I've been able to rebuild my credit score too."
Bad Credit Loan
Get answers to common questions about our personal finance solutions
To qualify for our personal loans, you must be at least 18 years old, have a minimum credit score of 580, and demonstrate a stable income of at least £12,000 annually. We consider various factors beyond just credit score to provide fair lending options.
Most customers receive their funds within 24 hours of final approval. The entire process from application to funding can be completed in as little as one business day for most loan types.
We offer transparent pricing with no hidden fees. There are no arrangement fees for most of our personal finance products, and you can make early repayments without penalty. Our interest rates are competitive and clearly stated upfront.
Yes, we offer dedicated Bad Credit Loans and consider applications from people with various credit backgrounds. While a higher credit score typically means better rates, we provide options for individuals with lower credit scores through our holistic assessment process.
Yes, all of our personal finance solutions allow for early repayment without penalties or fees. This can help you save on interest and reduce the overall cost of your loan.
Check your rate in minutes with no impact on your credit score.
