Flexible financing options for undergraduate and postgraduate education with competitive rates and student-friendly repayment terms.
Education financing designed to help you focus on your studies, not your finances
Starting from just 4.0% APR, lower than many traditional student loan providers
Deferred payment options while you study and flexible terms after graduation
Pay off your loan faster without penalties when your career takes off
Comprehensive funding for your complete educational experience
Cover the full cost of your course fees at universities, colleges, and other educational institutions
Finance your housing needs, including on-campus accommodation, private rentals, and housing deposits
Fund your textbooks, course materials, software, and equipment needed for your studies
Cover day-to-day costs including food, transportation, utilities, and personal expenses while studying
Finance international education opportunities, including exchange programs and overseas study terms
Support for research materials, conference attendance, and project expenses for academic work
A simple process designed around your academic schedule
Complete our simple application with details of your educational institution, program, and financial needs.
Get a decision on your loan application within 48 hours, with personalized options to suit your needs.
Receive funds directly to your account, or we can pay your institution directly for tuition expenses.
Enjoy deferred payments while studying, with flexible repayment options beginning after graduation.
See how our student loans compare to other financing options
| Loan Feature | Integra Student Loans | Traditional Banks | Government Loans |
|---|---|---|---|
| Interest Rate | From 4.0% APR | From 6.5% APR | From 5.5% APR |
| Eligibility Requirements | Flexible, holistic assessment | Strict credit requirements | Based on financial need |
| Payment Deferment | Full study period + grace period | Limited options | Full study period |
| Repayment Flexibility | Multiple plans available | Limited flexibility | Income-based options |
| Early Repayment Fees | None | Often charged | None |
| Application Process | Simple online application | Extensive documentation | Complex application forms |
Hear from students who achieved their educational goals with our financing
"Without Integra's student loan, I wouldn't have been able to complete my Computer Science degree. The application was simple, the deferment option meant I could focus on my studies, and now that I'm working, the repayment terms are manageable alongside my other expenses."
BSc Computer Science Graduate
"As a mature student returning to education for my Master's degree, I was concerned about financing my studies. Integra not only offered a competitive interest rate, but they understood my unique situation and provided flexible repayment options that worked with my career transition plan."
MBA Graduate
"I used Integra's student loan to fund my semester abroad in Tokyo. The international component of my degree was essential, but would have been impossible without this financial support. The application was straightforward and the funds arrived quickly, just in time for my departure."
International Relations Student
Get answers to common questions about our student loans
Eligibility requirements include being 18 or older, accepted to an accredited educational institution, and being a UK resident or eligible international student. We assess applications holistically, considering various factors beyond just credit history.
Undergraduate loans range from £1,000 to £20,000, postgraduate loans from £1,000 to £25,000, and continuing education loans from £500 to £10,000. The exact amount depends on your program costs, financial need, and other factors.
For most student loans, repayment is deferred while you're studying full-time. Undergraduate loans include a 6-month grace period after graduation, while postgraduate loans offer a 3-month grace period. After these periods, repayments begin based on the plan you choose.
Yes, our student loans can be used for various education-related expenses including tuition, accommodation, books, living expenses, and even study abroad opportunities. The funds are typically disbursed directly to you, allowing flexibility in how you manage your educational costs.
If your educational circumstances change, we offer flexibility. Contact us immediately if you change courses, take a break from studies, or leave your program. We'll work with you to adjust your loan terms and repayment schedule accordingly.
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