Fund your dream vacation with flexible financing solutions that let you explore the world without the financial stress.
Flexible financing options to help you experience the getaway you deserve
Get approved within 24 hours and receive funds in time to book your dream vacation
Starting from just 5.8% APR with transparent terms and no hidden fees
Choose terms from 1 to 5 years that fit your budget and financial goals
From thrilling adventures to relaxing getaways, our vacation loans can fund a wide range of travel experiences
Experience paradise in style
Fund your stay at world-class beach resorts with all-inclusive packages, private villas, and premium amenities.
Discover history and culture
Explore multiple European cities, experience rich history, diverse cultures, and iconic landmarks across the continent.
Thrilling experiences in nature
Fund hiking, safari tours, extreme sports, and wilderness experiences that create unforgettable memories.
Fun for everyone
Create lasting memories with family-friendly resorts, theme parks, and activities perfect for travelers of all ages.
Floating luxury across oceans
Fund premium cruise packages featuring onboard entertainment, multiple destinations, and all-inclusive amenities.
Freedom to explore at your pace
Finance car rentals, accommodation, and experiences for the ultimate road trip adventure across scenic routes.
Comprehensive financing for all aspects of your travel experience
Air travel, train tickets, car rentals, and other transportation needs for your journey
Hotels, resorts, vacation rentals, and other lodging expenses during your stay
Meal plans, restaurant dining, and culinary experiences during your vacation
Tours, attractions, theme parks, guided experiences, and other vacation activities
Comprehensive travel insurance to protect your trip investment and provide peace of mind
Vacation shopping, gifts, and mementos to remember your trip
Professional photography sessions, equipment rentals, and photo packages
All-inclusive vacation packages combining flights, hotels, and activities
A simple process to help you fund your dream getaway
Complete our quick and secure application with details about your travel plans and financing needs.
Receive a decision within 24 hours with personalized loan terms based on your financial profile.
Once approved, funds are deposited directly into your bank account, typically within 24-48 hours.
Use your funds to book flights, accommodation, and experiences for your dream vacation.
Make the most of your vacation loan with these smart travel strategies
Flights: Book 2-3 months in advance for domestic and 5-6 months for international travel to secure better rates.
Accommodation: Book hotels 1-3 months ahead, but check for last-minute deals if your dates are flexible.
Package Deals: Look for early bird specials 6-9 months in advance for the best value on package holidays.
Activities: Reserve popular attractions and tours at least 2-4 weeks before your trip to secure availability.
Shoulder Season: Travel during shoulder seasons (just before or after peak season) for better prices and fewer crowds.
Flexible Dates: Use fare comparison tools with flexible date options to find the best deals on flights.
Bundle Deals: Look for bundled packages that combine flights, hotels, and car rentals for significant savings.
Local Experiences: Mix premium activities with free or low-cost local experiences to balance your budget.
Transparent pricing and flexible terms to suit your travel budget
| Loan Feature | Details |
|---|---|
| Loan Amount | £1,000 - £15,000 |
| Interest Rate | From 5.8% APR (Representative example) |
| Loan Term | 1 - 5 years |
| Decision Time | Within 24 hours |
| Minimum Credit Score | 580 or above |
| Fees | No arrangement fees, no early repayment penalties |
| Loan Amount | 3 Year Term | 5 Year Term |
|---|---|---|
| £3,000 | £91.22/month | £57.50/month |
| £5,000 | £152.03/month | £95.83/month |
| £10,000 | £304.05/month | £191.66/month |
| £15,000 | £456.08/month | £287.49/month |
*Based on representative 5.8% APR. Your actual rate may vary based on your credit profile.
Hear from travelers who made their dream vacations a reality with our financing
"After years of dreaming about visiting Bali, I found the perfect package deal but didn't have the full amount saved. Integra's vacation loan made it possible with a quick approval and competitive rate. The experience was worth every penny, and the monthly payments are manageable."
Bali Island Hopping Adventure
"Our family of five wanted to take the kids to Disney World, but the cost seemed overwhelming. With Integra's vacation loan, we were able to book the trip during a promotion period and spread the payments over three years. The kids had the time of their lives, and we didn't have to drain our savings."
Disney World Family Adventure
"I found a last-minute deal on a European cruise that was too good to pass up, but didn't have time to save for it. Integra's fast approval process meant I had funds within 48 hours and could secure the cabin before the promotion ended. The interest rate was much better than using my credit card, and I've already booked another trip!"
Mediterranean Cruise Experience
Get answers to common questions about our vacation loans
Yes, our vacation loans can be used for any type of travel including international trips, domestic getaways, cruises, all-inclusive resorts, road trips, and adventure travel. You have complete flexibility to use the funds for flights, accommodation, activities, and other travel expenses.
Most vacation loan applications receive a decision within 24 hours. Once approved, funds are typically transferred to your account within 1-2 business days, allowing you to book your travel plans quickly and secure limited-time deals.
If you need to cancel your trip, you're still responsible for repaying your loan according to the original terms. This is why we recommend purchasing comprehensive travel insurance with your vacation loan funds to protect against cancellations, delays, and other unforeseen circumstances.
Yes, we offer joint applications for vacation loans. Applying with a travel companion may increase your borrowing potential and could result in better rates if you have different credit profiles. Both applicants will be equally responsible for loan repayments.
Travel insurance is not automatically included with our vacation loans. However, we strongly recommend purchasing comprehensive travel insurance with your loan funds. You can use a portion of your loan to secure appropriate coverage for your trip based on your specific needs and destination.
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