Flexible financing for your business needs, from expansion to equipment purchase and working capital.
Flexible, transparent, and designed to help you achieve your business growth objectives
Borrow from £10,000 to £500,000 with terms ranging from 1 to 10 years
Starting from just 4.5% APR with no hidden fees
Get a decision in 48 hours and funds within 5 business days
From expansion to equipment, we've got your business growth covered
Fund your company's growth with capital for new locations, market expansion, or scaling operations
Invest in new machinery, technology, or specialized equipment to improve productivity
Maintain cash flow, cover operational expenses, and manage seasonal fluctuations
Purchase, renovate, or refinance business premises to better serve your customers
Simplify finances by combining multiple business debts into a single, manageable payment
Purchase stock to meet customer demand, prepare for seasonal peaks, or expand product lines
Transparent pricing and flexible terms to meet your business needs
| Loan Feature | Details |
|---|---|
| Loan Amount | £10,000 - £500,000 |
| Interest Rate | From 4.5% APR (Representative example) |
| Loan Term | 1 - 10 years |
| Decision Time | Within 48 hours |
| Business Trading History | Minimum 2 years |
| Fees | 2% arrangement fee, no early repayment penalties |
*Representative Example: £100,000 at 4.5% APR over 5 years
Apply NowKey requirements to secure business funding
Minimum 2 years of active trading history
Profitable operations and strong cash flow position
Minimum annual turnover of £100,000
Check your rate in minutes with no impact on your credit score.
Get answers to common questions about business loans
You'll need to provide your last 2 years of financial statements, 6 months of bank statements, a business plan for growth loans, and proof of identity for directors or owners with more than 25% shareholding.
We pride ourselves on quick processing. Once approved, most businesses receive their funds within 5 business days. The entire process from application to funding can be completed in as little as one week.
It depends on the loan amount and your business circumstances. For loans under £50,000, we often don't require collateral. For larger amounts, we may ask for security in the form of business assets or property.
We charge a 2% arrangement fee on successful applications. There are no early repayment penalties, so you can repay your loan early and save on interest if your cash flow improves.
We consider each application individually. While we look at your company's credit history, we also assess your current business performance, cash flow, and growth potential. Strong business fundamentals can offset past credit issues.
