Expert mortgage and property financing solutions to help you build your property portfolio and secure your dream home.
At Integra Finance, we offer comprehensive property financing solutions designed to help you purchase, refinance, or invest in property. Our competitive rates and flexible terms are tailored to meet your specific property goals.
Our property finance products offer some of the most competitive rates in the market, helping you save thousands over the life of your loan.
Whether you're a first-time buyer, an experienced investor, or looking to refinance, we offer customized solutions to match your specific property needs.
Our efficient approval process means less waiting and faster property transactions, with decisions often provided within 72 hours.
Our team of property finance specialists will guide you through every step of the process, ensuring you find the right solution for your property investment or purchase.
Explore our range of property finance solutions designed to meet your specific real estate needs
Your path to homeownership
Leverage your property's value
Short-term property solutions
Eco-friendly property upgrades
Secure your property financing in just a few simple steps
Speak with our property finance specialists to discuss your needs and explore suitable options for your property goals.
Complete your application online or with the help of our team, providing the necessary documentation for your property finance request.
We'll arrange a property valuation to determine the current market value of the property being financed or used as security.
Once approved, we'll work with you and your legal representatives to complete the transaction and provide your property financing.
Real experiences from people who've used our property finance solutions
"As first-time buyers, we were overwhelmed by the mortgage process. Integra Finance guided us step by step, secured us an excellent rate, and made the whole experience far less stressful. We couldn't be happier in our new home!"
First-Time Buyer Mortgage
"I've been building my buy-to-let portfolio for years, and Integra Finance offers the best rates I've found. Their expertise in the investment property market is unmatched, and their process is efficient and straightforward. Highly recommended!"
Buy-to-Let Investor
"The bridging loan from Integra Finance saved our property purchase when our chain was at risk of collapsing. Their team worked incredibly quickly to secure the funding we needed, and their rates were far better than other lenders we approached."
Bridging Loan Customer
Get answers to common questions about our property finance solutions
For residential mortgages, a minimum deposit of 5-10% is typically required, though 15-25% will secure better rates. Buy-to-let mortgages usually require a minimum of 25%. First-time buyer schemes may offer options with lower deposit requirements.
Yes, we offer specialized mortgage solutions for those with less-than-perfect credit histories. While the rates may be slightly higher, we consider various factors beyond just credit score, including income stability, deposit size, and recent financial behavior.
Our bridging loans can be approved within 48 hours and funded within 7-14 days, depending on the complexity of the property transaction and the readiness of required documentation. For urgent cases, we offer expedited options.
Most residential and commercial properties are eligible for green loans when the funds are used for energy-efficient improvements. Common projects include solar panel installation, insulation upgrades, energy-efficient heating systems, and other sustainable renovations.
Secured loans use your property as collateral, allowing for larger loan amounts, lower interest rates, and longer repayment terms. Unsecured loans don't require property as security but typically offer smaller amounts, higher rates, and shorter terms.
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