Financial Insights Blog

Financial Insights Blog

Expert analysis, market trends, and valuable insights to help you navigate the complex world of finance and lending.

Latest Articles

Setting the Stage: How Early 2021 Trends Shaped Lending Recovery

Discover how digital transformation, flexible underwriting, and rising credit demand in early 2021 laid the foundation for a resilient lending recovery post-pandemic.

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February 2021

14 min read

New Year, New Financial Strategies: UK Lending in a Post-Pandemic Era

In 2021, UK lenders are leveraging digital innovation, AI-driven risk management, and sustainable practices to build a more resilient and customer-centric credit landscape in a post-pandemic world.

Author

January 2021

15 min read

2020 in Review: Pandemic Impacts on UK Finance and Lending

Reflect on how COVID-19 reshaped UK finance in 2020, driving rapid digital transformation, decisive government interventions, and enduring shifts in lending practices.

Author

December 2020

14 min read

The Evolution of Interest Rates During a Global Disruption

Discover how COVID-19 sparked dramatic rate swings, prompting innovative policy measures and reshaping credit risk management for a more resilient financial future.

Author

December 2020

16 min read

Consumer Credit Challenges: Borrowing Realities in 2020

In 2020, economic pressures forced lenders to tighten credit standards and adopt innovative digital solutions, reshaping the borrowing landscape for consumers amid unprecedented uncertainty.

Author

November 2020

15 min read

Navigating Interest Rate Uncertainty During a Pandemic

Discover practical strategies to manage fluctuating rates from locking in fixed options to using digital tools helping borrowers secure their financial future amid COVID-19 volatility.

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October 2020

14 min read

Mortgage Market Dynamics Amid the COVID-19 Recovery

SAs the economy rebounds, shifting home loan demand, digital innovations, and fluctuating mortgage rates are reshaping the housing finance landscape for both borrowers and lenders.

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October 2020

13 min read

Signs of Recovery: Shifts in UK Credit Markets Post-Lockdown

As lockdown eases, UK credit markets show early recovery with improved access to credit, flexible loan terms, and a surge in digital lending—paving the way for a gradual economic rebound.

Author

September 2020

15 min read

Digital Transformation in Finance: Fintech’s Rising Role

In August 2020, fintech innovations are revolutionizing lending services, pushing traditional banks to embrace digital tools for faster, personalized, and more secure financial solutions.

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August 2020

14 min read

Online Lending: Trends Accelerated by the Pandemic

The pandemic accelerated digital transformation in lending, with banks and fintechs leveraging mobile apps, AI, and advanced analytics to deliver faster, more personalized credit solutions.

Author

August 2020

16 min read

BoE’s Ongoing Policy Adjustments Amid the Pandemic

In July 2020, the BoE fine-tuned its emergency measures—balancing rate cuts, liquidity injections, and real-time policy tweaks—to stabilize markets and support economic recovery amid ongoing COVID-19 challenges.

Author

July 2020

13 min read

The Evolution of Consumer Loan Products in Uncertain Times

Amid economic uncertainty, banks transformed loan products with digital innovations, flexible repayment options, and personalized features to meet evolving borrower needs.

Author

July 2020

14 min read
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