Competitive rates on new and used vehicles with quick approvals and terms to fit your budget.
Financing solutions designed to get you on the road with confidence
Starting from just 5.2% APR, helping you secure affordable monthly payments
Choose from 1 to 7 year repayment options to fit your financial situation
Get a decision within 24 hours, so you can drive away in your new vehicle sooner
Our auto loans cover a wide range of vehicles to suit your needs
Finance your brand new vehicle with competitive rates and flexible terms
Get affordable financing for quality pre-owned vehicles up to 7 years old
Finance family-friendly vehicles with plenty of space and versatility
Special rates available for eco-friendly vehicles, helping you save both money and the environment
Finance vans, trucks, and other business vehicles with terms that consider your commercial needs
Special financing packages for premium and luxury models with higher loan amounts available
Get the financing you need for your vehicle in just a few simple steps
Complete our simple online application in just 5 minutes, with no impact on your credit score.
Receive a personalized loan offer with clear terms, rates, and the amount you're approved to borrow.
Find your perfect vehicle knowing exactly what you can afford, with our approval valid for 30 days.
Finalize your paperwork, and we'll transfer funds directly to the dealer, getting you in your new vehicle quickly.
Transparent pricing and flexible terms to meet your needs
| Loan Feature | Details |
|---|---|
| Loan Amount | £2,000 - £50,000 |
| Interest Rate | From 5.2% APR (Representative example) |
| Loan Term | 1 - 7 years |
| Decision Time | Within 24 hours |
| Minimum Credit Score | 600 or above (options available for lower scores) |
| Fees | No arrangement fees, no early repayment penalties |
*Representative Example: £15,000 at 5.2% APR over 5 years would mean monthly repayments of £282.86, with a total repayment of £16,971.60
Check Your RateSimple requirements to help you get the vehicle financing you need
Must be 18 years or older with a valid driver's license
Minimum 600 credit score preferred, with options available for those with lower scores
Minimum annual income of £15,000, with proof of stable employment for at least 6 months
Get answers to common questions about our auto loans
Yes, our auto loans cover both new and quality used vehicles. For used vehicles, we typically finance cars up to 7 years old, though exceptions may be made for well-maintained older vehicles.
While a down payment is not always required, we recommend at least 10% of the vehicle's value as a down payment. This can help you secure better loan terms and lower monthly payments.
Yes, we offer auto loans for a range of credit profiles. While better credit scores typically qualify for better rates, we have options for those with less-than-perfect credit and evaluate applications holistically.
Most applications receive a decision within 24 hours. Once approved, we can typically complete the financing process within 2-3 business days, depending on the specific vehicle purchase details.
Yes, you can pay off your auto loan early without any prepayment penalties. This can help you save on interest costs over the life of the loan.
Check your rate in minutes with no impact on your credit score.
