Flexible financing for your personal goals, from debt consolidation to life's unexpected expenses.
Flexible, transparent, and designed to help you achieve your financial goals
Borrow from £1,000 to £25,000 with terms ranging from 1 to 7 years
Starting from just 5.9% APR with no hidden fees
Get a decision in minutes and funds within 24 hours
From debt consolidation to life's big moments, we've got you covered
Combine multiple debts into a single, manageable payment with potentially lower interest
Finance home renovations, repairs, or upgrades to increase your property's value
Cover tuition, training courses, or professional development programs
Cover unexpected medical bills, treatments, or healthcare needs
Finance large purchases like appliances, electronics, or unexpected emergency expenses
Initial funding for small business ideas or entrepreneurial ventures
Transparent pricing and flexible terms to meet your needs
| Loan Feature | Details |
|---|---|
| Loan Amount | £1,000 - £25,000 |
| Interest Rate | From 5.9% APR (Representative example) |
| Loan Term | 1 - 7 years |
| Decision Time | Within 24 hours |
| Minimum Credit Score | 580 or above |
| Fees | No arrangement fees, no early repayment penalties |
*Representative Example: £10,000 at 5.9% APR over 5 years
Apply NowSimple requirements to help you get the funding you need
Must be 18 years or older
Minimum 580 credit score, with various options for different credit profiles
Minimum annual income of £12,000, with stable employment preferred
Check your rate in minutes with no impact on your credit score.
Get answers to common questions about personal loans
Our personal loans can be used for various purposes, including debt consolidation, home improvements, medical expenses, education costs, major purchases, and more. We offer flexible terms to suit your specific needs.
We pride ourselves on quick processing. Once approved, most customers receive their funds within 24 hours. The entire process from application to funding can be completed in as little as one business day.
To qualify, you must be 18 or older, have a minimum credit score of 580, and demonstrate a stable income of at least £12,000 annually. We consider various factors beyond just credit score to provide fair lending options.
We offer transparent pricing with no hidden fees. There are no arrangement fees, and you can make early repayments without penalty. Our interest rates are competitive and clearly stated upfront.
Yes, we specialize in helping people with various credit backgrounds. While a higher credit score typically means better rates, we offer options for individuals with lower credit scores. Our holistic assessment looks beyond just credit numbers.
