Finance medical procedures, treatments, and healthcare expenses with flexible payment options and competitive rates.
Tailored financing options to help you access the healthcare you need without financial stress
Get a decision within 24 hours with funds available as quickly as next day
Starting from just 5.9% APR with flexible repayment terms from 1 to 7 years
Finance virtually any healthcare need from dental work to elective surgeries
Comprehensive financing for a wide range of healthcare needs
Finance non-emergency procedures such as knee replacements, hernia repairs, and other quality-of-life surgeries
Cover the costs of dental implants, orthodontics, crowns, bridges, and other dental work
Financing for cosmetic procedures including rhinoplasty, liposuction, and other aesthetic treatments
Fund LASIK, PRK, lens implants, and other vision-correcting procedures
Support for IVF, egg freezing, and other reproductive healthcare services
Help with unexpected medical expenses, high deductibles, and out-of-pocket costs
Finance ongoing rehabilitation, physical therapy sessions, and recovery equipment
Support for bariatric surgery and other weight management treatments
Financing for hearing aids, mobility equipment, sleep apnea devices, and other medical technologies
A simple process to help you get the healthcare financing you need
Complete our quick and secure application with details about your medical expenses and financing needs.
Get a personalized loan offer with clear terms and competitive rates within 24 hours.
Review and accept your offer online. Complete any necessary verification steps through our secure portal.
Funds are deposited directly to your account or paid to your healthcare provider, often within 24-48 hours.
Transparent pricing and flexible terms to meet your healthcare financing needs
| Loan Feature | Details |
|---|---|
| Loan Amount | £500 - £40,000 (depending on loan type) |
| Interest Rate | From 5.9% APR (Representative example) |
| Loan Term | 1 - 10 years (depending on loan type) |
| Decision Time | Same day to 48 hours (depending on loan type) |
| Minimum Credit Score | 580 or above (case-by-case evaluation available) |
| Payment Options | Direct to you or to healthcare provider |
| Fees | No arrangement fees, no early repayment penalties |
*Representative Example: £10,000 at 5.9% APR over 5 years would mean monthly repayments of £193.28, with a total repayment of £11,596.80
Check Your RateHear from people who accessed the healthcare they needed with our medical loans
"I needed dental implants but couldn't afford the upfront cost. Integra's medical loan made it possible with manageable monthly payments. The application was quick, and I had approval the next day. I'm so grateful for my new smile!"
Dental Implant Financing
"After my emergency surgery, I was facing a high deductible that I couldn't afford to pay all at once. Integra's emergency medical loan saved me from financial stress during recovery. The same-day approval and direct payment to the hospital were exactly what I needed in that difficult time."
Emergency Medical Bill Financing
"After years of struggling with poor vision, I decided to get LASIK. Integra's medical loan made it affordable with their competitive rates. The application process was straightforward, and I appreciated being able to choose a repayment term that worked for my budget. Now I enjoy perfect vision without financial worry."
Vision Correction Financing
Get answers to common questions about our medical loans
Depending on the loan type, funds can be available within 24-48 hours after approval. For emergency medical loans, we offer same-day decisions and expedited funding to ensure you can access care when needed.
Yes, our medical loans can be used for a wide range of cosmetic and elective procedures including plastic surgery, cosmetic dentistry, and aesthetic treatments. Our Cosmetic & Elective Procedure Loan is specifically designed for these purposes.
We offer both options. We can disburse funds directly to your healthcare provider for seamless payment of your medical services, or we can deposit the funds into your account if you prefer to manage the payments yourself.
Our medical loans can work alongside your insurance coverage. You can finance just the portion not covered by insurance, such as deductibles, co-pays, or non-covered treatments. We'll work with you to determine the appropriate loan amount.
Initially checking your rate will not impact your credit score as we perform a soft credit check. Only when you decide to proceed with the full application will we conduct a hard credit inquiry, which may temporarily affect your score by a few points.
Check your rate in minutes with no impact on your credit score.
